At Fidelity Home Group, we are Fernandina Beach Florida Mortgage Experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation. 

Fernandina Beach, FL is a suburb of Jacksonville, located on the very northeast corner of the state, bordering Georgia.

The Fernandina Beach area has 13-miles of beach, much of which is accessible to the public simply by parking off the main road (A1A). Downtown Fernandina Beach is only 45 minutes from downtown Jacksonville, the largest city in Florida. This provides Fernandina Beach residents access to decent jobs in industries like health, banking, transportation, tourism, and more. The downtown area has over 90 locally-owned restaurants to meet every taste and budget. It also has over 100 locally-owned shops selling art, clothing, and every other fine product imaginable.

Walking the downtown area gives you a glimpse into history. The 50-block historic district has over 400 homes, churches, and businesses on the National Register of Historic Places. You can visit lighthouses, hotels, bars, government buildings, and more, all dating back to the 1800s.